RV Specialized Coverages  
 
FULL RV REPLACEMENT

If you are the original owner of an RV that is totaled, or stolen and not recovered during its first five years, and have purchased the optional RV Replacement Cost Coverage, you'll receive a new, comparably-equipped RV of the same make, class and body type as your covered RV.

RV & TOW VEHICLE CUSTOMIZATION

When you add permanent items like awnings, cabanas, antennas, entertainment centers, wheelchair lifts, specialized towkits, etc. you increase the value of your RV or tow vehicle. GMAC Insurance covers these extras.

PERSONAL EFFECTS

Because you take more than a backpack when you hit the road, GMAC Insurance offers coverage specifically for personal items you use while RVing. Your personal belongings are covered for full replacement cost up to $3,000 in most states at no additional premium. (higher coverage amounts available) - including up to 10% of the limit for items that are away from your RV.

FULLTIMERS

Insure your lifestyle. People who claim their RV as their primary residence deserve the same type of protection that regular homeowners need, that is why we offer Fulltimers coverage. This includes personal protection for injuries in or around your RV, personal liability, superior personal effects coverage and much more. (Not available in Texas.)

 

SUSPENSION OF COVERAGE

We understand your lifestyle and we think you should pay for coverage only when you need it. When your RV is in storage, suspend your collision and liability coverage and save money on your premium. It is simple, pay for what you need.

NO COST EXTRAS

  • Emergency Expense Allowance pays you up to $100 a day (maximum $500) for your food and lodging if an accident leaves you stranded more than 50 miles from home.  (Not available in Texas.)
  • Fire Department Charges paid up to $500 for charges made by a fire department.  This is a common feature in homeowner policies, and we include it for your RV.  (Not available in Texas.)
  • Locksmith Benefit:  If you're locked out of your vehicle, you'll receive $50 towards locksmith services.  (Not available in Texas or Virginia.)
  • Theft Reward:  $500 reward for information leading to a conviction if your RV is ever stolen.  (Not available in Texas or Virginia.)

These are only brief descriptions of the coverages available for illustrative purposes.  For actual terms and conditions of coverage provided, refer only to your insurance policy. Not all coverages and options are available in all states. For more information about coverage options and availability call a service representative at 1-866-646-1755