For many of us, a camper combines the best of a motorhome and a trailer. Your camper insurance should be a good combination, too–coverage you can afford, from people you trust.
- Get specialized coverage. You want insurance people who really understand RVs. Fortunately, we’ve found some for you.
- Consider full replacement cost insurance for your camper. Owners tend to forget how much these workhorse vehicles are worth – until they have to replace them.
- Save when you can. We can recommend policies that offer discounts for members of RV clubs and savings when your vehicle is in storage.
We know you want to spend your time enjoying your camper, not looking for RV insurance. Let us help. And drive safe.
Camper Insurance Checklist
While we think these features are must-haves for every Camper, we’ll work with you to sort out exactly what you need. Then we’ll find you the right insurance provider and the right coverage.
- Insurance coverage designed just for your camper. Sounds pretty obvious, but many insurance companies don’t understand the unique needs of RVers. You need one that does.
- Storage option lowers your premium while your RV is in storage.
- Full replacement cost coverage. If your RV is stolen or totaled, full replacement can be expensive. If you let your insurance company decide how much your vehicle has depreciated, you might not be happy.
- Personal effects coverage. Protect your stuff. Homeowner’s insurance often doesn’t.
- Diminishing deductible reduces your deductible every year you don’t have a claim.
- Member discounts for members of RV clubs.
- Emergency expense coverage pays for lodging while your RV is being repaired.
- Pet injury coverage protects your other family members.
- Multi-vehicle discounts. Surprisingly, not all insurance companies offer them.
Download this checklist